Hello everyone. Before I’m getting into the numbers of February I want to go over some changes. From February on I’m always going to try and do a portfolio update on the last day of the month. In this case, it is the first day of the next month. This caused me to already have invested most of my budget from my February paycheck. Normally this would be reported in the update for next month. This means that you could see some ‘strange’ numbers since this update will contain investments of my January paycheck as well as my February paycheck. I hope this explanation is not to complicated. Next month everything will be back to normal!
Don’t forget that you can always find an up to date overview of all the ‘numbers’ in my portfolio on the My Portfolio page.
After getting my raise, these are the new budget numbers.
This is my portfolio allocation at the end of February 2020. I will always check if I reached my savings and investment targets (as seen by the ‘OK’ / ‘NOT OK’ below as well as the changes in the value of my investments.
Almost everything has been tanking the last couple of days since Coronavirus scares got bigger.
- cash: Saved €800 + €500 – OK (other €300 comes later because paycheck is split in two)
- Stocks: Invested €600 + €700 + €396.26 depreciation – NOT OK
- Crypto: Invested €100 + €195 depreciation – OK
- P2P: Invested €150 + €150 + €5.94 appreciation – OK
As you can see some investments are double. Like I’ve said in, the beginning of the post, this is because I changed the time of reporting my portfolio update. Cash, stocks and P2P investments are from my January- as well as my February paycheck. My cryptocurrency investments happen during the whole month so this is why it is only showing the investment out of my January paycheck. I also wasn’t able to invest the expected €700 from my January paycheck since I spend ‘too much’ on holiday.
I know this update is a bit messy because of the small change I’ve made. I apologize, next month everything should be back to normal again. I just think it is more logical to do a monthly update at the end of the month. This month I wasn’t able to invest my total budget due to a holiday. I wasn’t of by that much, but I should try to always stay on track. The value of my investments also dropped a decent amount this month. The Coronavirus is starting to scare investors. I could see this resulting in some bad months to come. Whatever happens, I will just try and follow my own rules!
Again, thank you for so much for reading, this month wasn’t the best! Still looking forward to where I’ll be at the end of the year!